business insurance

Is crowdfunding taking over traditional non-profit fundraising?

Fundraising has come a long way since pushing leaflets through doors, school fetes and packing shopping bags. Whilst these methods still have their place, charitable giving has faced a seismic shift since digital funding platforms were introduced into everyday society. More than ever, you’re in...

How IR35 changes will affect contractors in 2020

Typically referred to as IR35, the Intermediaries Legislation was implemented in 2000 to tackle tax avoidance by contractors who did the work of permanent employees but bill through their services via limited companies. By doing so, such contractors could avoid being taxed in the same...

3 financial threats to SMEs

Problems in running your small business are just as likely to be financial as they are physical, and in the whirlwind of keeping customers happy, ensuring you’re trading effectively, and paying suppliers on time, there are things that fall by the wayside. But these areas...

A tale of two businesses

Mark and Sally both want to make a go of running a small business in their local town. Mark wants to open a local antique store, while Sally has her sights set on opening a small boutique on the bustling riverside.  Both budding entrepreneurs grew up...

Find out how the manufacturing industry could go green by 2050

Due to capex or ‘capital expenditure’ constraints and the rising costs of mainstream energy options, many companies will find it difficult to make major changes to their operations in time for the 2050 deadline. However, a recent report by Aggreko found that a decentralised energy...

Quirky tearooms in Yorkshire

Yorkshire loves tea. There are very few problems that can’t be soothed with a cup of tea and a biscuit. In fact, UK inhabitants are the third most prevalent tea drinkers in the world. We drink, on average, just over 4 pounds of tea per...

3 questions to ask when protecting your income as a tradesperson

As a tradesperson, your services and skills are probably always high in demand, and bringing in a healthy income. But while things might be going well today, it’s vital you think about tomorrow. Here are three questions you should ask yourself while business is going well...

What landlords should look out for in 2019

Landlords have already seen the effects of a reduction on the tax reliefs they can claim, and more big changes are planned to happen over 2019. Yet, with Brexit still in negotiations and the future of the country still in a state of flux, nothing...

Dealing with the summer months as a restaurateur

Summer is often the busiest seasons for those running food establishments and with the right planning in place, you can ensure that things run smoothly and successfully over this period. We take a look at what you need to consider in order to ensure your...

Fear of the flood? Read these top tips!

There was no sign of the white stuff last Christmas; instead, storms Eva and Desmond tore through the UK, bringing with them heavy winds and torrential downpours that made December the wettest month ever on record. At an estimated cost of over £1.5bn, many regions of...